Does Medicare Insurance Cover Hearing Care?

01/21/2021 | Insurance, Patient Resources

It would be fair to say that everybody, at some point, has taken their hearing for granted. On occasion, who has been guilty of listening to their music too loud? In attendance at a concert, who has forgotten to use ear protection? And of course, everybody remembers the ringing in your ears after visiting a loud club or bar.

Harmless, you might think, but exposure to loud sounds over a long period without adequate protection can increase the risk of permanently damaging your hearing.

Frank Lin, M.D Ph.D. of renowned medical body John Hopkins Medicine carried out a 12-year study into links between hearing loss and dementia.

During the research, he discovered that people with mild hearing loss were twice as likely to be diagnosed with dementia; patients with moderate hearing loss faced triple the risk.

Patients who have severe hearing loss were five times more likely to develop dementia than people without.

We at Audiology and Hearing Aid Associates have served the La Grande Community since 1982, and we continue to help thousands of people throughout the local area.

Our focus has and always will be ensuring that our patients get the highest level of care available to them and that they are fully aware of what insurance benefits they are entitled to.

Does Medicare Insurance Cover Me for Hearing Care?

The thought of having to fight with your insurance company to find out what health care you are entitled to can be distressing.

As a result, you might find yourself more willing to risk your long term health; however, at AHAA, we aim to remove any stress by contacting the insurance company on your behalf.

Thanks to our partnership with Medicare, we can provide you with any information you request, and we are always happy to answer any further questions that you might have. Statistically, patients with Medicare are entitled to a certain level of care; however, there are limits to the coverage provided.

To find out what hearing care you are entitled to, click here.

Am I Covered for Hearing Aids?

Depending on what kind of insurance you have will determine the kind of coverage. Medicare doesn’t cover hearing aids. Some Medicare Advantage plans do. The best way to get this information is to either call the customer service number on the back of your card and ask for the hearing aid benefits, or we would be happy to call and get the information for you.

What About Medicare Part B?

With Medicare Part B, there is additional help available. Statistically, the patient will pay 20% coinsurance plus a deductible cost if your doctor recommends a hearing test concerning the injury or illness.

Although Medicare Part B offers some extra benefits, the level of care available without another form of insurance can still be quite limited.

What Are My Alternatives to Medicare?

Medicare has a direct exclusion that does not allow for direct coverage of hearing aids. Some Medicare Advantage plans may have some limited benefits or access to third-party discount plans.

It is important that you fully understand what the policy covers, as many of the third-party programs limit what type of hearing aid you can get and where you can get them.

If the patient has an insurance package such as Medicare and doesn’t qualify for additional Medicare Advantage plans, we at AHAA can still help. We aim to ensure that the patient receives the necessary care required.

There are various hearing-related benefit programs that the patient might be unaware of and the option of private programs.

To determine if you are entitled to any hearing-related benefit programs or for more information regarding private programs, click here.

We Are Here to Help You

Even if you have no hearing issues, the thought of contacting us might seem a little strange, but there’s no better feeling than peace of mind for you and your family.

Our team at Audiology and Hearing Aid Associates is here to help our patients, and we will do everything in our power to ensure that you receive the best care possible.

Our friendly, dedicated employees will not rest until they have secured you the best care. Whatever your situation, we can help.

For more information regarding Audiology & Hearing Aid Associates, visit our website.

If you have any insurance concerns, one of our dedicated experts is happy to take your call.

That number to call is (541) 612-7555.

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